Find out how much life insurance, critical illness insurance, and disability insurance you really need.
Once you have determined that you do indeed need some insurance, the next step is to determine how much. It can be very confusing so we have a step by step calculator for you to discover how much coverage is important to you. We know that insurance won't replace a life or prevent you from becoming ill or disabled. What we do know is when these horrific events happen the last thing you want to be thinking of is your finances.
As you are going through the insurance needs analysis, if there is something you don't know just leave it blank. We can always help you out later or if you want us to help you along the way just schedule a chat with us an we would be happy to walk you through it. Remember, once you have completed, save it as a pdf for your records.
Life Insurance Needs Analysis Calculator
Critical Illness Insurance Needs Analysis Calculator
Disability Insurance Needs Analysis Calculator
What if I have some insurance in place already?
If you have a life, critical illness or disability insurance in place, but don't know who your advisor is anymore or if the policy is right for you and want a review, we are here to help. Sometimes, it is unfortunate that advisor's don't do annual reviews or they have changed careers without setting up another advisor to help, but it happens.
We have reviewed many policies with a variety of insurance companies. Sometimes we find the existing policy is good for your current situation and other times we find that your situation has changed and now your insurance policy doesn't match with your needs any longer. Either way, one of our advisor's would be happy to do a complete review to provide that peace of mind that everything is right.
Do you have more questions and want to chat? Just schedule a call and we would be happy to help.